Welcome to Family Financial Insurance ("we," "us," or "our"), operated by Jack Yiu. By accessing or using our website at fflfinancial.com, booking a consultation, or communicating with us via phone, email, or SMS, you agree to be bound by these Terms of Service.
You must be at least 18 years of age to use our website, submit any forms, book appointments, or consent to receive SMS communications from Family Financial Insurance. By using our website or submitting your contact information, you confirm that you are 18 years of age or older.
Family Financial Insurance is a licensed insurance and financial services agency based in Arcadia, California. We offer life insurance, annuity products, and financial planning consultations. Our services are available to residents of states where we are licensed to conduct business.
Nothing on this website constitutes a guarantee of insurance coverage, investment returns, or financial outcomes. All insurance and annuity products are subject to carrier underwriting, eligibility requirements, and applicable state regulations. Past performance of any financial product does not guarantee future results.
By submitting your contact information through any form, booking calendar, or landing page on our website, you consent to be contacted by Family Financial Insurance via phone, email, and SMS text message. You understand that:
When you opt in to receive SMS messages from us:
Scheduling a consultation through our booking system does not constitute a binding contract or guarantee of any insurance coverage or financial product. Consultations are informational in nature and are subject to availability. We reserve the right to reschedule or cancel appointments with reasonable notice.
All content on this website, including text, graphics, logos, images, and design elements, is the property of Family Financial Insurance or its content suppliers and is protected by U.S. and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without prior written consent.
Our website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites. Visiting third-party sites is at your own risk.
To the fullest extent permitted by law, Family Financial Insurance and its affiliates, officers, agents, and representatives shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of this website or our services, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless Family Financial Insurance and its affiliates, officers, agents, and representatives from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of your use of our website, violation of these Terms, or infringement of any third-party rights.
Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.
We reserve the right to update or modify these Terms of Service at any time without prior notice. Any changes will be posted on this page with an updated effective date. Your continued use of our website or services after any changes constitutes your acceptance of the updated Terms.
These Terms of Service are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of our website shall be subject to the exclusive jurisdiction of the courts located in Los Angeles County, California.
If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
If you have questions about these Terms of Service, please contact us:
Family Financial Insurance
Jack Yiu, Licensed Insurance Professional
2556 Tanoble Dr, Altadena, CA 91001
Phone: (310) 880-8307
Email: jack@fflfinancial.com
Website: fflfinancial.com