Privacy Policy

Last updated: March 27, 2026

FFL Financial ("we," "us," or "our"), operated by Jack Yiu, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or interact with our services.

Information We Collect

We may collect personal information you voluntarily provide, including your name, email address, phone number, licensing status, state, and any other information you submit through our contact forms, booking calendars, or landing pages. We may also collect information automatically through cookies and similar tracking technologies when you visit our website.

How We Use Your Information

To contact you regarding life insurance, annuity products, and financial services
To respond to inquiries and schedule consultations
To send appointment reminders, booking confirmations, and follow-up communications
To send periodic SMS and email communications about our services (you may opt out at any time)
To evaluate agent recruiting inquiries
To improve our website and services
To comply with legal and regulatory obligations

SMS Messaging

By providing your phone number and opting in through our website forms, booking calendars, or landing pages, you consent to receive SMS text messages from FFL Financial. These messages may include appointment reminders, booking confirmations, follow-up communications, and service-related notifications.

Message frequency: Message frequency varies based on your activity and interactions with our services.
Message and data rates: Message and data rates may apply depending on your mobile carrier and plan.
To opt out: Reply STOP to any SMS message at any time to unsubscribe. You will receive a one-time confirmation message and will no longer receive SMS from us.
For help: Reply HELP for help or contact us at jack@fflfinancial.com.
No sharing of SMS opt-in data: SMS opt-in information and consent are not shared with third parties or affiliates for marketing purposes under any circumstances.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to improve your browsing experience and analyze site traffic. You may disable cookies through your browser settings; however, some features of our website may not function properly if cookies are disabled.

Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share information with insurance carriers and partners solely for the purpose of providing you with requested insurance products and services. SMS opt-in information and consent data are never shared with third parties for marketing or promotional purposes.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Your Rights

You have the right to:

Request access to the personal information we hold about you
Request correction of inaccurate or incomplete information
Request deletion of your personal information, subject to legal obligations
Opt out of SMS communications at any time by replying STOP
Opt out of email communications at any time by clicking the unsubscribe link

To exercise any of these rights, please contact us using the information below.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Continued use of our website or services after any changes constitutes your acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy, please contact us:

FFL Financial — Jack Yiu
Email: jack@fflfinancial.com
Website: fflfinancial.com